{"id":2357,"date":"2022-04-29T13:15:05","date_gmt":"2022-04-29T11:15:05","guid":{"rendered":"https:\/\/landing.mutua-enginyers.com\/?page_id=2357"},"modified":"2025-06-26T14:36:19","modified_gmt":"2025-06-26T12:36:19","slug":"traspassos","status":"publish","type":"page","link":"https:\/\/landing.mutua-enginyers.com\/index.php\/traspassos\/","title":{"rendered":"011-Campanya Traspassos 2025"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2357\" class=\"elementor elementor-2357\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-978a5b4 elementor-section-height-min-height elementor-section-items-top elementor-section-full_width elementor-section-height-default\" data-id=\"978a5b4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5938df8\" data-id=\"5938df8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0ebb82b\" data-id=\"0ebb82b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6ea938 elementor-button-align-end elementor-widget elementor-widget-form\" data-id=\"c6ea938\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Traspassos 2025\" aria-label=\"Traspassos 2025\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"2357\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"c6ea938\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"011-Campanya Traspassos 2025 - La M\u00fatua dels Enginyers\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"2357\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Nom\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Correu electr\u00f2nic\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-number elementor-field-group elementor-column elementor-field-group-bb62be9 elementor-col-100\">\n\t\t\t\t\t\t\t\t<input type=\"number\" name=\"form_fields[bb62be9]\" id=\"form-field-bb62be9\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Tel\u00e8fon\" min=\"\" max=\"\" >\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-18f45ee elementor-col-100\">\n\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[18f45ee]\" id=\"form-field-18f45ee\" rows=\"4\" placeholder=\"En qu\u00e8 et podem ajudar?\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-acceptance elementor-field-group elementor-column elementor-field-group-40637ec elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t<div class=\"elementor-field-subgroup\">\n\t\t\t<span class=\"elementor-field-option\">\n\t\t\t\t<input type=\"checkbox\" name=\"form_fields[40637ec]\" id=\"form-field-40637ec\" class=\"elementor-field elementor-size-sm  elementor-acceptance-field\" required=\"required\">\n\t\t\t\t<label for=\"form-field-40637ec\">Accepto les <a href=\"https:\/\/www.mutua-enginyers.com\/rgpd\/politica_de_privacitat\" target=\"_blank\">pol\u00edtiques de privacitat<\/a>.<\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha elementor-field-group elementor-column elementor-field-group-field_1 elementor-col-100\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_1\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6LdLFmMUAAAAAMvYiiPvc9rJYNd78vjEc1hlVnhM\" data-type=\"v2_checkbox\" data-theme=\"light\" data-size=\"normal\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"fa fa-send\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Enviar<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5031c93\" data-id=\"5031c93\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-84e90e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"84e90e9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a885ddc\" data-id=\"a885ddc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4afc38c elementor-widget elementor-widget-heading\" data-id=\"4afc38c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Traspassa ara el teu Pla de Pensions o PPA a La M\u00fatua dels Enginyers i emporta't fins a un <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2210aa1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2210aa1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ad0e29d\" data-id=\"ad0e29d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c3a43a elementor-widget elementor-widget-heading\" data-id=\"5c3a43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5,5%<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-02f47cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"02f47cc\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-80aa4a6\" data-id=\"80aa4a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2ffc7b5 elementor-widget elementor-widget-heading\" data-id=\"2ffc7b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">sobre la quantitat traspassada.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c067836 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"c067836\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-472c6b4\" data-id=\"472c6b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c0faa1 elementor-widget elementor-widget-heading\" data-id=\"8c0faa1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Per qu\u00e8 escollir els\nplans de pensions i de previsi\u00f3 de La M\u00fatua dels Enginyers? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-11c560a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"11c560a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-af3e569\" data-id=\"af3e569\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5faab3c elementor-widget elementor-widget-image\" data-id=\"5faab3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/inversion-1-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-9268\" alt=\"inversion (1)\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/inversion-1-150x150.png 150w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/inversion-1-300x300.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/inversion-1.png 512w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c91d77 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c91d77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tInvertim en actius solvents i amb criteris de seguretat i diversificaci\u00f3 de riscos\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-147d8a0\" data-id=\"147d8a0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d94ac6 elementor-widget elementor-widget-image\" data-id=\"6d94ac6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/gestion-de-proyectos-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-9271\" alt=\"gestion-de-proyectos\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/gestion-de-proyectos-150x150.png 150w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/gestion-de-proyectos-300x300.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/gestion-de-proyectos.png 512w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2fcd7b elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"a2fcd7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAccedim a diversos estils de gesti\u00f3 d\u2019inversions\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-d894f30\" data-id=\"d894f30\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3aa3c82 elementor-widget elementor-widget-image\" data-id=\"3aa3c82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/flechas-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-9269\" alt=\"\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/flechas-150x150.png 150w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/flechas-300x300.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/flechas.png 512w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3303d1a elementor-widget elementor-widget-icon-box\" data-id=\"3303d1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<br>Tenim una \u00e0mplia gamma de plans que cobreixen horitzons diferents\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5698ef7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5698ef7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-04271c3\" data-id=\"04271c3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d79896 elementor-widget elementor-widget-image\" data-id=\"6d79896\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/apoyar-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-9265\" alt=\"equipo\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/apoyar-150x150.png 150w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/apoyar-300x300.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/apoyar.png 512w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b332e9b elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b332e9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tDisposem d\u2019un equip hum\u00e0 altament especialitzat en mat\u00e8ria d\u2019estalvi i fiscalitat\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-bb7758c\" data-id=\"bb7758c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd77dd8 elementor-widget elementor-widget-image\" data-id=\"cd77dd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/solicitud-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-9267\" alt=\"\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/solicitud-150x150.png 150w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/solicitud-300x300.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/solicitud.png 512w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-010de6e elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"010de6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPresentem un informe de gesti\u00f3 amb convocat\u00f2ria semestral dels part\u00edcips\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f8d896c\" data-id=\"f8d896c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42119d5 elementor-widget elementor-widget-image\" data-id=\"42119d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/salve-el-planeta-1-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-9266\" alt=\"planes de pensiones sostenibles\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/salve-el-planeta-1-150x150.png 150w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/salve-el-planeta-1-300x300.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/salve-el-planeta-1.png 512w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f6d130 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3f6d130\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tDisposem de plans de pensions sostenibles, classificats d\u2019acord amb el Reglament UE 2019\/2088 (art. 8 o 9), aix\u00ed com un de solidari.\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3bd8470 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3bd8470\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e88144b\" data-id=\"e88144b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3a6d86 elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"e3a6d86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2381\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2381\" aria-expanded=\"false\">AVANTATGES FISCALS<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2382\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2382\" aria-expanded=\"false\">PRODUCTES DISPONIBLES<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2383\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2383\" aria-expanded=\"false\">CONDICIONS DE LA PROMOCI\u00d3<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2381\" aria-expanded=\"false\">AVANTATGES FISCALS<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2381\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2381\" tabindex=\"0\" hidden=\"false\"><p><strong>Desgravaci\u00f3 fiscal de les aportacions:<\/strong><\/p><ul><li>Podr\u00e0s pagar menys a la declaraci\u00f3 de la renda ja que l\u2019aportaci\u00f3 que efectu\u00efs als plans de pensions o PPA redueix la base imposable general de l\u2019IRPF.<\/li><li>Per cada 1.000 \u20ac que aportis a un pla de pensions o PPA, podr\u00e0s estalviar fi\u00adns a 540 \u20ac (1) a la propera declaraci\u00f3 de la renda. L\u2019estalvi \u00adfiscal dependr\u00e0 dels ingressos del treball o activitats econ\u00f2miques que tinguis per incloure a la base imposable general de l\u2019IRPF i de la comunitat aut\u00f2noma a la qual resideixis. Informa\u2019t exactament del seu estalvi \u00adfiscal. El nostre equip t\u2019assessorar\u00e0.<\/li><li>Diferiment del pagament d\u2019impostos.<\/li><\/ul><p><strong>L\u00edmits d\u2019aportaci\u00f3:<\/strong><\/p><ul><li>L\u2019aportaci\u00f3 m\u00e0xima anual a un pla de pensions o PPA \u00e9s la menor entre 1.500 \u20ac (2) i el 30% dels rendiments nets del treball i de les activitats econ\u00f2miques. Aquest l\u00edmit s&#8217;incrementar\u00e0 en 8.500 \u20ac, sempre que aquest increment provingui de contribucions empresarials o d&#8217;aportacions del treballador al mateix instrument de previsi\u00f3 social per un import igual o inferior a la respectiva contribuci\u00f3 empresarial.<\/li><li>El l\u00edmit m\u00e0xim de les aportacions anuals a favor del c\u00f2njuge \u00e9s de 1.000 \u20ac (3).<\/li><\/ul><p><strong>Avantatge en el moment del cobrament:<\/strong><\/p><ul><li>En determinats sup\u00f2sits, aprofitament d&#8217;un menor tipus de gravamen un cop s\u2019arriba a la jubilaci\u00f3, en comparaci\u00f3 del tipus aplicable mentre s\u2019est\u00e0 actiu.<\/li><li>En d\u2019altres sup\u00f2sits, i optant per cobrament en diferents exercicis (ja sigui en forma de capital o renda), aprofitament d\u2019un tipus inferior al del cobrament en forma de capital \u00fanic en un sol exercici.<\/li><\/ul><p>(1) Segons fi\u00adscalitat aplicable a cada comunitat aut\u00f2noma a abril de 2025.<\/p><p><span style=\"font-size: inherit; text-align: inherit; font-family: var( --e-global-typography-text-font-family ), Oxygen; font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: -0.015em;\">(2) Aquests l\u00edmits (1.500 \u20ac o 30% Rendiment Net Treball o Activitat Econ\u00f2mica) s\u00f3n aplicables conjuntament a tots els plans de pensions individuals, associats i d\u2019ocupaci\u00f3, plans de previsi\u00f3 assegurats (PPA), plans de previsi\u00f3 social empresarial (PPSE) i assegurances privades que cobreixin exclusivament el risc de depend\u00e8ncia severa o gran depend\u00e8ncia, aix\u00ed com a mutualitats de previsi\u00f3 social.<\/span><\/p><p><span style=\"text-align: inherit;\">(3) Sempre que el c\u00f2njuge no obtingui rendiments del treball o obtingui rendiments nets d\u2019aquestes dues fonts de renda inferiors a 8.000\u20ac anuals.<br \/><\/span><\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2382\" aria-expanded=\"false\">PRODUCTES DISPONIBLES<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2382\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2382\" tabindex=\"0\" hidden=\"hidden\"><table><tbody><tr><td width=\"189\"><p><b>Pla<\/b><\/p><\/td><td width=\"189\"><p><b>Fitxa<\/b><\/p><\/td><td width=\"189\"><b>Dades Fonamentals<\/b><\/td><\/tr><tr><td width=\"189\"><a href=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12enginyers-renda-fixa-ods.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9304 size-full\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12enginyers-renda-fixa-ods.png\" alt=\"\" width=\"736\" height=\"236\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12enginyers-renda-fixa-ods.png 736w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12enginyers-renda-fixa-ods-300x96.png 300w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><\/a><\/td><td width=\"189\"><p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5240\/124793\/disposition\/inline\/file\/1T25_CAT_FP2.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5023\/95404\/disposition\/inline\/file\/1T25_DDFP_CAT_FP2.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><\/tr><tr><td width=\"189\"><p><span style=\"color: #333333;\"><a href=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12enginyers-gestio.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9306 size-full\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12enginyers-gestio.png\" alt=\"\" width=\"736\" height=\"236\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12enginyers-gestio.png 736w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12enginyers-gestio-300x96.png 300w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5254\/125003\/disposition\/inline\/file\/1T25_CAT_FP10.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5037\/95600\/disposition\/inline\/file\/1T25_DDFP_CAT_FP10.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><\/tr><tr><td width=\"189\"><p><span style=\"color: #333333;\"><a href=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12Mesa-de-trabajo-74-copia-23.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9297 size-full\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12Mesa-de-trabajo-74-copia-23.png\" alt=\"\" width=\"736\" height=\"236\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12Mesa-de-trabajo-74-copia-23.png 736w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12Mesa-de-trabajo-74-copia-23-300x96.png 300w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5238\/124763\/disposition\/inline\/file\/1T25_CAT_FP1.pdf\">1T2025<\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5021\/95376\/disposition\/inline\/file\/1T25_DDFP_CAT_FP1.pdf\">1T2025<\/a><\/span><\/p><\/td><\/tr><tr><td width=\"189\"><p><span style=\"color: #333333;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2055 size-full\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/3-Prudent-risc_cat-03.png\" alt=\"\" width=\"3063\" height=\"980\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/3-Prudent-risc_cat-03.png 3063w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/3-Prudent-risc_cat-03-300x96.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/3-Prudent-risc_cat-03-1024x328.png 1024w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/3-Prudent-risc_cat-03-768x246.png 768w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/3-Prudent-risc_cat-03-1536x491.png 1536w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/3-Prudent-risc_cat-03-2048x655.png 2048w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/3-Prudent-risc_cat-03-1200x384.png 1200w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/3-Prudent-risc_cat-03-1980x633.png 1980w\" sizes=\"(max-width: 3063px) 100vw, 3063px\" \/><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5246\/124883\/disposition\/inline\/file\/1T25_CAT_FP5.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5033\/95576\/disposition\/inline\/file\/1T25_DDFP_CAT_FP5.pdf\">1T2025<\/a><\/span><\/p><\/td><\/tr><tr><td width=\"189\"><p><span style=\"color: #333333;\"><a href=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/6-TInversioSostenible-risc_cat-06.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2058 size-full\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/6-TInversioSostenible-risc_cat-06.png\" alt=\"\" width=\"3063\" height=\"981\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/6-TInversioSostenible-risc_cat-06.png 3063w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/6-TInversioSostenible-risc_cat-06-300x96.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/6-TInversioSostenible-risc_cat-06-1024x328.png 1024w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/6-TInversioSostenible-risc_cat-06-768x246.png 768w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/6-TInversioSostenible-risc_cat-06-1536x492.png 1536w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/6-TInversioSostenible-risc_cat-06-2048x656.png 2048w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/6-TInversioSostenible-risc_cat-06-1200x384.png 1200w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/6-TInversioSostenible-risc_cat-06-1980x634.png 1980w\" sizes=\"(max-width: 3063px) 100vw, 3063px\" \/><\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5248\/124913\/disposition\/inline\/file\/1T25_CAT_FP6.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5034\/95582\/disposition\/inline\/file\/1T25_DDFP_CAT_FP6.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><\/tr><tr><td width=\"189\"><p><span style=\"color: #333333;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2057 size-full\" style=\"font-family: inherit; font-size: inherit;\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/5-Mixt-risc_cat-05.png\" alt=\"\" width=\"3063\" height=\"980\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/5-Mixt-risc_cat-05.png 3063w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/5-Mixt-risc_cat-05-300x96.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/5-Mixt-risc_cat-05-1024x328.png 1024w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/5-Mixt-risc_cat-05-768x246.png 768w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/5-Mixt-risc_cat-05-1536x491.png 1536w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/5-Mixt-risc_cat-05-2048x655.png 2048w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/5-Mixt-risc_cat-05-1200x384.png 1200w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/5-Mixt-risc_cat-05-1980x633.png 1980w\" sizes=\"(max-width: 3063px) 100vw, 3063px\" \/><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5242\/124823\/disposition\/inline\/file\/1T25_CAT_FP3.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5031\/95564\/disposition\/inline\/file\/1T25_DDFP_CAT_FP3.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><\/tr><tr><td width=\"189\"><p><span style=\"color: #333333;\"><a href=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12fonsgestio.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9300 size-full\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12fonsgestio.png\" alt=\"\" width=\"736\" height=\"236\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12fonsgestio.png 736w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12fonsgestio-300x96.png 300w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5250\/124943\/disposition\/inline\/file\/1T25_CAT_FP7.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5035\/95588\/disposition\/inline\/file\/1T25_DDFP_CAT_FP7.pdf\">1T2025<\/a><\/span><\/p><\/td><\/tr><tr><td width=\"189\"><p><span style=\"color: #333333;\"><a href=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12solidari-i-tematic.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9335 size-full\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12solidari-i-tematic.png\" alt=\"\" width=\"736\" height=\"236\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12solidari-i-tematic.png 736w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/12solidari-i-tematic-300x96.png 300w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5252\/124973\/disposition\/inline\/file\/1T25_CAT_FP9.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5036\/95594\/disposition\/inline\/file\/1T25_DDFP_CAT_FP9.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><\/tr><tr><td width=\"189\"><p><span style=\"color: #333333;\"><a href=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/Enginyers-Borsa.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9299 size-full\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/Enginyers-Borsa.png\" alt=\"Enginyers Borsa\" width=\"736\" height=\"236\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/Enginyers-Borsa.png 736w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/Enginyers-Borsa-300x96.png 300w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5244\/124853\/disposition\/inline\/file\/1T25_CAT_FP4.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5032\/95570\/disposition\/inline\/file\/1T25_DDFP_CAT_FP4.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><\/tr><tr><td width=\"189\"><p><span style=\"color: #333333;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2062 size-full\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/10-PPA-PPSE_ME-risc_cat-10.png\" alt=\"\" width=\"3063\" height=\"981\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/10-PPA-PPSE_ME-risc_cat-10.png 3063w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/10-PPA-PPSE_ME-risc_cat-10-300x96.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/10-PPA-PPSE_ME-risc_cat-10-1024x328.png 1024w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/10-PPA-PPSE_ME-risc_cat-10-768x246.png 768w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/10-PPA-PPSE_ME-risc_cat-10-1536x492.png 1536w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/10-PPA-PPSE_ME-risc_cat-10-2048x656.png 2048w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/10-PPA-PPSE_ME-risc_cat-10-1200x384.png 1200w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2020\/11\/10-PPA-PPSE_ME-risc_cat-10-1980x634.png 1980w\" sizes=\"(max-width: 3063px) 100vw, 3063px\" \/><\/span><\/p><\/td><td width=\"189\"><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5234\/124715\/disposition\/inline\/file\/1T25_CAT_PPA.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><p><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.mutua-enginyers.com\/content\/download\/5236\/124739\/disposition\/inline\/file\/1T25_CAT_PPSE.pdf\" target=\"_blank\" rel=\"noopener\">1T2025<\/a><\/span><\/p><\/td><td width=\"189\">\u00a0<\/td><\/tr><\/tbody><\/table><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2383\" aria-expanded=\"false\">CONDICIONS DE LA PROMOCI\u00d3<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2383\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2383\" tabindex=\"0\" hidden=\"hidden\"><p>Perman\u00e8ncia m\u00ednima de dos anys en qualsevol dels plans de pensions o PPA de La M\u00fatua dels Enginyers per tenir dret al primer pagament de la promoci\u00f3.<\/p><p>La promoci\u00f3 del 5,5 % consta de, com a m\u00e0xim, cinc pagaments:<\/p><ul><li>1,5% abans dels quatre mesos des de la recepci\u00f3 del trasp\u00e0s.<\/li><li>1% al final del tercer any de perman\u00e8ncia en qualsevol dels plans de pensions o PPA de La M\u00fatua.<\/li><li>1% al final del sis\u00e8 any de perman\u00e8ncia en qualsevol dels plans de pensions o PPA de La M\u00fatua.<\/li><li>1% al final del vuit\u00e8 any de perman\u00e8ncia en qualsevol dels plans de pensions o PPA de La M\u00fatua.<\/li><li>1% al final del des\u00e8 any de perman\u00e8ncia en qualsevol dels plans de pensions o PPA de La M\u00fatua.<\/li><\/ul><p><strong>V\u00e0lida per als 100 primers clients que sol\u00b7licitin traspassos de 5.000 euros o m\u00e9s, procedents de plans de pensions o PPA no gestionats ni intermediats pel Grup La M\u00fatua dels Enginyers.<\/strong><\/p><p><strong>Promoci\u00f3 no acumulable amb altres promocions i subjecta a la legislaci\u00f3 vigent.<\/strong><\/p><p><strong><span style=\"color: #0094a9;\"><a style=\"color: #0094a9;\" href=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/Traspassos-2025cat_digital.pdf\" target=\"_blank\" rel=\"noopener\">Consulta el d\u00edptic de la promoci\u00f3.<\/a><\/span><\/strong><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fff13db elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fff13db\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e5f573b\" data-id=\"e5f573b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b991c54 elementor-widget elementor-widget-heading\" data-id=\"b991c54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">FAQ - Preguntes Freq\u00fcents<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-884cb9a elementor-widget elementor-widget-accordion\" data-id=\"884cb9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1421\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1421\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qu\u00e8 \u00e9s un pla de pensions? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1421\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1421\"><p>Els plans de pensions s\u00f3n un producte d\u2019estalvi, que proporciona excepcionals avantatges fiscals. El seu principal objectiu \u00e9s la constituci\u00f3 d\u2019un capital o una renda que permetin complementar la pensi\u00f3 de jubilaci\u00f3.<\/p><p>En l\u2019actualitat, el pla de pensions junt amb els PPA s\u00f3n els \u00fanics producte d\u2019estalvi que permeten obtenir el<strong>\u00a0m\u00e0xim estalvi fiscal<\/strong>\u00a0en la declaraci\u00f3 de la renda.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1422\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1422\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qu\u00e8 \u00e9s un pla de previsi\u00f3 assegurat o PPA?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1422\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1422\"><p>Els Plans de Previsi\u00f3 Assegurats (PPAs) s\u00f3n assegurances d\u2019estalvi que faciliten acumular un estalvi per a complementar la pensi\u00f3 p\u00fablica en el moment de la teva jubilaci\u00f3 i tenen els mateixos avantatges fiscals que els plans de pensions.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1423\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1423\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quins avantatges ofereix un pla de pensions i\/o PPA?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1423\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1423\"><ul><li>Fiscalitat de les aportacions: s\u00f3n desgravables en la base imposable general de l\u2019IRPF.<\/li><li>No obligatorietat de realitzar aportacions: en qualsevol moment es pot deixar de realitzar aportacions o b\u00e9 deixar-les en suspens.<\/li><li>Seguiment i transpar\u00e8ncia de les inversions per part dels i de les part\u00edcips.<\/li><li>Aportacions flexibles en import i en format, poden ser peri\u00f2diques o extraordin\u00e0ries i es poden realitzar en c\u00e0rrec domiciliat, mitjan\u00e7ant transfer\u00e8ncia banc\u00e0ria, en xec nominatiu o en efectiu (inferior a 1.000 \u20ac).<\/li><li>Liquiditat, en determinats sup\u00f2sits com atur de llarga durada, malaltia greu o en cas d\u2019antiguitat superior a deu anys (a partir del 2025).<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1424\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1424\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qui s\u00f3n les persones benefici\u00e0ries d\u2019un pla de pensions i\/o PPA?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1424\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1424\"><p>S\u00f3n les persones f\u00edsiques que havent estat part\u00edcips, hagin passat a situaci\u00f3 de cobrament de prestacions. Aix\u00ed mateix, tamb\u00e9 s\u00f3n persones benefici\u00e0ries els hereus designats o els hereus legals d\u2019un part\u00edcip difunt.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1425\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1425\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quines aportacions puc fer? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1425\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1425\"><p>Aportacions\u00a0<strong>peri\u00f2diques<\/strong>: en qualsevol moment el part\u00edcip d\u2019un pla de pensions i\/o PPA es pot comprometre a realitzar aportacions amb una periodicitat pr\u00e8viament establerta (mensual, trimestral, etc.).<\/p><p>Aportacions\u00a0<strong>extraordin\u00e0ries<\/strong>: en qualsevol moment es poden realitzar aportacions per la quantia que desitgi el part\u00edcip, sempre que es respectin els l\u00edmits legals que s\u2019estableixen per cada exercici.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1426\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1426\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Poden aportar a un pla de pensions o PPA les persones que ja no estiguin en actiu?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1426\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1426\"><p>Sempre que NO es cobri cap pla de pensions i\/o PPA, es poden continuar fent aportacions per a la jubilaci\u00f3. \u00c9s a dir, els drets consolidats es podran cobrar per a la conting\u00e8ncia de jubilaci\u00f3 sempre que no s\u2019hagi cobrat cap quantitat per la mateixa conting\u00e8ncia. Un cop iniciat el cobrament de la prestaci\u00f3 per jubilaci\u00f3 de qualsevol pla de pensions o de previsi\u00f3, es podran seguir efectuant aportacions, per\u00f2, \u00fanicament es podran cobrar per a les conting\u00e8ncies de mort o gran depend\u00e8ncia.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1427\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1427\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Es poden fer aportacions a un pla de pensions i\/o PPA en favor dels c\u00f2njuges?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1427\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1427\"><p>S\u00ed, si una persona no obt\u00e9 rendiments nets del treball ni d\u2019activitats econ\u00f2miques o aquests rendiments s\u00f3n inferiors a 8.000 euros anuals, el seu c\u00f2njuge pot fer-li aportacions a un pla de pensions i\/o PPA i se les pot reduir de la seva base imposable, fins a un m\u00e0xim de 1.000 euros anuals.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1428\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-1428\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qu\u00e8 s\u00f3n les prestacions d\u2019un pla de pensions i\/o PPA?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1428\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1428\"><p>\u00c9s el reconeixement d\u2019un dret econ\u00f2mic a favor de les persones benefici\u00e0ries del pla de pensions i\/o PPA com a resultat de qu\u00e8 es produeixi una de les conting\u00e8ncies previstes en el pla.<\/p><p>Les prestacions, sigui quina sigui la conting\u00e8ncia de la que derivin, tributen en la seva totalitat com a rendiment del treball en l\u2019IRPF i se\u2019ls practica una retenci\u00f3 a compte que dependr\u00e0 de la situaci\u00f3 personal del beneficiari i de l\u2019import percebut.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1429\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-1429\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quines s\u00f3n les conting\u00e8ncies que cobreixen els plans de pensions i\/o PPA?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1429\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-1429\"><ul><li>Jubilaci\u00f3 del o la part\u00edcip.<\/li><li>Incapacitat laboral total i permanent per a la professi\u00f3 habitual o absoluta i permanent per a qualsevol mena de feina, o gran invalidesa.<\/li><li>Depend\u00e8ncia severa o gran depend\u00e8ncia.<\/li><li>Mort del o la part\u00edcip.<\/li><\/ul><p>Addicionalment, tamb\u00e9 hi ha sup\u00f2sits excepcionals de liquiditat dels plans de pensions i\/o PPA com els seg\u00fcents:<\/p><ul><li>Malaltia greu.<\/li><li>Atur de llarga durada.<\/li><li>Antiguitat superior a deu anys.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-14210\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-14210\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quines modalitats de cobrament de prestaci\u00f3 existeixen?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-14210\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-14210\"><ul><li><strong>En forma de capital:\u00a0<\/strong>es cobren\u00a0<strong>tots els drets\u00a0<\/strong>consolidats acumulats en forma de capital \u00fanic.<\/li><li><strong>En forma de renda:\u00a0<\/strong>consisteix en una renda l\u2019import i la periodicitat de la qual les decideix el beneficiari\/\u00e0ria i que s\u2019abona fins a la finalitzaci\u00f3 del saldo acumulat. Tamb\u00e9 existeix la possibilitat de cobrar una renda vital\u00edcia.<\/li><li><strong>En forma de capital i renda (modalitat mixta):\u00a0<\/strong>es cobra una part en forma de capital i una altra part en forma de renda financera.<\/li><li><strong>A lliure disposici\u00f3:\u00a0<\/strong>anar percebent els diners acumulats en el pla segons els vagi necessitant, sense haver de fixar cap data en concret ni cap periodicitat.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-14211\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-14211\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Les persones benefici\u00e0ries que cobrin un pla de pensions i\/o PPA per defunci\u00f3 del titular han de tributar per l\u2019Impost de successions?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-14211\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-14211\"><p>En cas de ser una persona benefici\u00e0ria d\u2019un pla per la conting\u00e8ncia de mort tamb\u00e9 estar\u00e0 subjecte a la tributaci\u00f3 com a rendiment de treball i en cap cas estar\u00e0 subjecte a Impost de successions i donacions.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-14212\" class=\"elementor-tab-title\" data-tab=\"12\" role=\"button\" aria-controls=\"elementor-tab-content-14212\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Pot un part\u00edcip mobilitzar el seu pla de pensions i\/o PPA?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-14212\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"12\" role=\"region\" aria-labelledby=\"elementor-tab-title-14212\"><p>Una persona part\u00edcip pot mobilitzar el seu pla, traslladant els seus drets consolidats (total o parcialment) a un altre pla o altres plans, a un altre pla o plans de previsi\u00f3 assegurats i a un altre pla o plans de previsi\u00f3 social empresarial.<\/p><p>D\u2019altra banda, al mobilitzar un pla es conserva l\u2019antiguitat del mateix i de les aportacions realitzades.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-14213\" class=\"elementor-tab-title\" data-tab=\"13\" role=\"button\" aria-controls=\"elementor-tab-content-14213\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qu\u00e8 significa l\u2019ajornament o diferiment del pagament d\u2019impostos que comporta la realitzaci\u00f3 d\u2019aportacions a un pla de pensions i\/o PPA?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-14213\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"13\" role=\"region\" aria-labelledby=\"elementor-tab-title-14213\"><p>Una persona part\u00edcip d\u2019un pla de pensions i\/o PPA es redueix en la seva base imposable general de l\u2019IRPF les quantitats aportades. Per tant,\u00a0i donat el car\u00e0cter progressiu de la tarifa de l\u2019IRPF, mentre est\u00e0 en actiu haur\u00e0 de tributar per menys base liquidable a conseq\u00fc\u00e8ncia d\u2019aportar a un pla de pensions i\/o PPA.<\/p><p>Quan es jubili, haur\u00e0 de\u00a0tributar per les quantitats cobrades del pla. Com acostuma a succeir en la gran majoria dels casos, a partir de la jubilaci\u00f3 els seus rendiments seran menors, ja que el m\u00e9s normal \u00e9s que al deixar la vida activa professional els ingressos disminueixin, i considerant que la base imposable ser\u00e0 inferior a la del treballador actiu, la tributaci\u00f3 ser\u00e0 menor que quan realitzava les aportacions al pla.<\/p><p>Aquest fet s\u2019anomena \u201cdiferiment del pagament d\u2019impostos\u201d. S\u2019obtenen avantatges fiscals immediates i en el futur, quan es rebi la prestaci\u00f3, s\u2019haur\u00e0 de tributar, per\u00f2 en la gran majoria dels casos aquesta tributaci\u00f3 ser\u00e0 a un tipus impositiu menor.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-044d5bf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"044d5bf\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eeda4db\" data-id=\"eeda4db\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-059cefd elementor-align-center elementor-widget elementor-widget-button\" data-id=\"059cefd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2025\/05\/Traspassos-2025cat_digital.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Consulta el d\u00edptic de la promoci\u00f3<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e09dc08 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"e09dc08\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ab1254\" data-id=\"4ab1254\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cbe6b4c elementor-widget elementor-widget-image\" data-id=\"cbe6b4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"150\" src=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2024\/08\/01_Marca_Color-300x150.png\" class=\"attachment-medium size-medium wp-image-8922\" alt=\"\" srcset=\"https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2024\/08\/01_Marca_Color-300x150.png 300w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2024\/08\/01_Marca_Color-1024x512.png 1024w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2024\/08\/01_Marca_Color-768x384.png 768w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2024\/08\/01_Marca_Color-1536x768.png 1536w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2024\/08\/01_Marca_Color-1200x600.png 1200w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2024\/08\/01_Marca_Color-1980x990.png 1980w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2024\/08\/elementor\/thumbs\/01_Marca_Color-qryij3g9cn3s29bufyfspwt8npedokcdkxqkx41ln4.png 400w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2024\/08\/elementor\/thumbs\/01_Marca_Color-qryij3g6wxjhaucny7dx0uyiyvfbmxw4eu22n9m4mg.png 200w, https:\/\/landing.mutua-enginyers.com\/wp-content\/uploads\/2024\/08\/01_Marca_Color.png 2000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53df0ab elementor-section-height-min-height elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"53df0ab\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-0744cf7\" data-id=\"0744cf7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7216484 elementor-widget elementor-widget-text-editor\" data-id=\"7216484\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Grup La M\u00fatua dels Enginyers &#8211; Via Laietana, 39 2n pis &#8211;\u00a0Tel\u00e8fon: 93 295 43 00 WhatsApp:\u00a0<span style=\"text-align: inherit;\">602 250 068<span style=\"font-family: var( --e-global-typography-text-font-family ), Oxygen;\"><span style=\"font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: -0.015em;\">.\u00a0 <\/span><\/span><\/span><a style=\"font-size: inherit; text-align: inherit; font-family: var( --e-global-typography-text-font-family ), Oxygen; font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: -0.015em; color: #ffffff;\" href=\"https:\/\/www.mutua-enginyers.com\/rgpd\/avis-legal-i-politica-de-cookies\">Av\u00eds legal.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c7f9f56\" data-id=\"c7f9f56\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ce54df e-grid-align-right e-grid-align-mobile-center elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"4ce54df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin-in elementor-repeater-item-8c290c2\" href=\"https:\/\/www.linkedin.com\/company\/gruplamutuadelsenginyers\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin-in<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-linkedin-in\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-twitter elementor-repeater-item-3be6523\" href=\"https:\/\/twitter.com\/MutuaEnginyers\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Twitter<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-twitter\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-repeater-item-993ef04\" href=\"https:\/\/www.facebook.com\/MutuaEnginyers\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook-f<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-facebook-f\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-blog elementor-repeater-item-639a42a\" href=\"https:\/\/www.elblogdelaingenieria.com\/cat\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Blog<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-blog\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Traspassa ara el teu Pla de Pensions o PPA a La M\u00fatua dels Enginyers i emporta&#8217;t fins a un 5,5% sobre la quantitat traspassada. Per qu\u00e8 escollir els plans de pensions i de previsi\u00f3 de La M\u00fatua dels Enginyers? Invertim en actius solvents i amb criteris de seguretat i diversificaci\u00f3 de riscos Accedim a diversos [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"_joinchat":[],"footnotes":""},"class_list":["post-2357","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/landing.mutua-enginyers.com\/index.php\/wp-json\/wp\/v2\/pages\/2357","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/landing.mutua-enginyers.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/landing.mutua-enginyers.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/landing.mutua-enginyers.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/landing.mutua-enginyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=2357"}],"version-history":[{"count":466,"href":"https:\/\/landing.mutua-enginyers.com\/index.php\/wp-json\/wp\/v2\/pages\/2357\/revisions"}],"predecessor-version":[{"id":9396,"href":"https:\/\/landing.mutua-enginyers.com\/index.php\/wp-json\/wp\/v2\/pages\/2357\/revisions\/9396"}],"wp:attachment":[{"href":"https:\/\/landing.mutua-enginyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=2357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}